150 articles found.
When a typhoon floods your home, an earthquake damages your roof, or any declared calamity disrupts your life, the Pag-IBIG Calamity Loan exists specifically to help members recover quickly with a low-interest loan ag...
Read ArticleIdeally, PhilHealth's benefit is deducted straight from your hospital bill before you even pay — but if a hospital didn't process this ('all-in' billing issues, non-accredited facility, or a missed step at the cashier...
Read ArticleWhen you leave a job — whether you resigned, got laid off, or started freelancing — your PhilHealth coverage doesn't just continue automatically under the old employed category. If you don't formally switch to volunta...
Read ArticleAs a PhilHealth member, your contributions don't just cover you — they can extend to your legal spouse, qualified children, and even your parents, letting them use PhilHealth benefits without being members themselves....
Read ArticleNot every Pag-IBIG acquired property gets sold through a competitive public auction — properties that don't find a buyer during the 1st and 2nd bidding rounds move into what's called negotiated sale, where buyers subm...
Read ArticleEvery year, thousands of Filipinos default on their Pag-IBIG housing loans, and when that happens, Pag-IBIG Fund legally takes back the property through a process called foreclosure. These repossessed houses, lots, an...
Read ArticleClosing a business the right way in the Philippines is not as simple as just stopping operations and locking the door — the BIR still considers you an active, obligated taxpayer until you formally file for closure and...
Read ArticleIf you're starting a business or working as a freelancer in the Philippines, the BIR Certificate of Registration (COR), officially BIR Form 2303, is the single most important document you'll need before you can legall...
Read ArticleIf you're a freelancer, consultant, online seller, or other self-employed professional in the Philippines, the BIR gives you a choice in how your income tax is computed: the regular graduated tax rates (which can go u...
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