32 articles found.
Seeing a charge on your credit card statement that you never made is unsettling, but Philippine banking rules give you a clear, time-bound process to get it reversed. The Bangko Sentral ng Pilipinas (BSP) requires eve...
Read ArticleA credit card billing cycle in the Philippines runs for about 30 days, closing on a fixed statement date every month — for example, if your statement date is the 5th, every purchase from roughly the 6th of last month ...
Read ArticleMissing a credit card due date in the Philippines doesn't just mean a late fee — it can also ding your credit record with the issuing bank, which matters if you plan to apply for a loan or a second card later. The goo...
Read ArticleGCash and Maya both let you pay bills, send money, and buy load without a bank account, but they're built around different strengths — one is optimized to be accepted everywhere, the other is optimized to make your mo...
Read ArticleGetting a traditional credit card in the Philippines usually means a payslip, an Income Tax Return, and a wait of two to four weeks for approval — a wall that shuts out freelancers, first-jobbers, and anyone paid in c...
Read ArticleSeeing a GCash transaction you never made is a stressful moment, but the good news is that the Bangko Sentral ng Pilipinas (BSP) requires GCash, as a licensed e-money issuer, to give you a real dispute process with a ...
Read ArticleGetting locked out of GCash, or worse, watching your GCash balance disappear in unauthorized transfers, is one of the most stressful things that can happen to a Filipino's digital wallet, since GCash often holds salar...
Read ArticleLinking a bank account to GCash makes it much easier to cash in, pay bills, and move money between your savings account and your e-wallet without queuing at an ATM. The process itself only takes a few minutes, but GCa...
Read ArticleIf you've ever tried to pay for a Grab ride, a Shopee order, or a biller with GCash and hit "insufficient balance," GCredit is the feature built to solve exactly that problem. It's a small revolving credit line built ...
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